2031 Second Ave. E., Suite 200
Hibbing, MN 55746
(218) 262-3815

225 1st St. N., Suite 2100
Virginia, MN 55792
(218) 749-1730

Twin Cities:
7701 France Ave., Suite 100
, MN 55435


Toll-free: (800) 371-8954


(218) 262-2149

Oren (O.J.) Bottoms

Oren (O.J.) Bottoms


Oren (O.J.) Bottoms is a specialist in estate planning, personal financial planning,  employee benefits, medical benefits, and education funding. He holds a Bachelor of Science degree in Finance from Michigan Technological University and a Chartered Benefit Consultant designation from the National Association of Alternative Benefit Consultants. 

O.J. grew up in Hibbing, MN, where he was active in hockey and golf.  After graduation, he moved to the Upper Peninsula of Michigan to attend college where he met his wife, Allison.  After getting married in 2004, they returned to Hibbing where they currently live with their three children, Jack, Bailey, and Samuel.  O.J. enjoys spending time with his family, hunting, fishing, and going to the family cabin on Lake of the Woods in Canada.


Phone (218) 262-3815